the importance of business insurance - and why choose us...

Why is Business Insurance required?
Insurance for Business has been developed to provide essential cover in the event of claims arising from loss or damage to property/assets and injury to persons while the business is carrying out it's day-to-day activities. And for businesses with a professional service, protection from claims arising from professional errors and ommissions. If you value your business and livelihood then you should have effective insurance cover in place.

Legislation
A growing amount of legislation exposes businesses to many types of claims and legal responsibilities, and more recently company law has been introduced that puts greater legal responsibilities onto individual Directors, exposing them to personal claims and criminal charges under certain circumstanses - which is why Directors and Officers liability cover is now an important element of insurance cover.

Statutory legal requirements
Employers Liability Insurance and Third Party Motor Insurance are mandatory by law and there are some business sectors that insist on certain types of cover - for example, the Law Society require Solicitors to have Professional Indemnity cover.

Other than these few mandatory types of insurance, your level of cover is by personal choice and choosing the correct insurance is crucial if you expect it to work when you need it.  It makes sense to seek professional advice before buying a policy.

Arthur Savage Insurance is an independent provider of Business Insurance. We put our customers first by providing very competitive insurance backed by a professional service.

We source our insurance policies from a wide selection of top insurance companies and specialist providers of business insurance. Moreover, we are a member of The Broker Network and benefit from Premier Partner status with insurers which gives us access to higher quality cover and more competitive premiums across the full range of policy types.

Arthur C Savage & Company Limited t/a Arthur Savage Insurance.                                                           Company registration number 310113 / FSA Firms authorisation number 310137
Registered Address: 2 - 3 High West Street, Dorchester, Dorset, DT1 1HZ

Authorised and Regulated by the Financial Services Authority

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Barry Shereston - Managing Director of Arthur Savage Insurance says:
"Even the simplest of insurance cover for a business can cause significant problems in the event of a claim, if not specified correctly - so it makes good sense to seek advice before buying.  Remember... our advice is free.

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