landlord insurance for houses, flats, blocks of flats - and all types of tenant
Superb value insurance for Landlords. Our Landlord Insurance has a great level of cover, is highly competitive and underwritten by top insurers. That's great value and great cover landlord insurance and service that you can depend on!
Get your Landlord Insurance quote in seconds and buy online. (If you have a property portfolio please call for our excellent rates).
Our landlord insurance policies have a high level of cover to suit your most demanding needs. Buy online now or talk to our experienced insurance advisors for the right cover. Fully owned or on a buy-to-let mortgage, unfurnished or furnished, you can't lose with Landlord Insurance from Arthur Savage.
Our Landlord Insurance cover includes:
* Buildings cover with Accidental Damage
* Property Owners Liability up to £5 million
* All types of tenant accepted
* Loss of Rent cover included
* Terrorism cover can be included
* Employers liability insurance can be included
Landlord Insurance
quick quote and buy online
Vacant Property Insurance
Finding an insurer to cover your empty property can be difficult.
But we recognised that on many occasions properties stand empty due to factors such as refurbishments, long trips overseas or simply, in the case of let property, lack of a tenant.
Vacant Property Insurance
instant quote for short or long term unoccupied
Our unoccupied property insurance rates are highly competitive across all post codes. And once you property becomes occupied - no problem, your policy can be converted to standard cover.
Best Rates for multiple properties - to find out more click here >
We also provide great value holiday Home insurance - in the UK or Europe.
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Arthur C Savage & Company Limited t/a Arthur Savage Insurance. Company registration number 310113 / FSA Firms authorisation number 310137
Registered Address: 2 - 3 High West Street, Dorchester, Dorset, DT1 1HZ
Limiting exposure to potential claims on your Landlord Insurance policy
This is the rise in the theft of complete central heating systems. Yes that right, the whole heating system. The copper pipes boiler and radiators are being targeted by thieves. The thefts usually occur when the property has been recently vacated and is awaiting a fresh let. The letting agents board is no doubt on display and the arrival of a van will not unduly alert neighbours. The costs of such a loss, as can be imagined, are high, but the fact the most thieves do not drain systems or in some cases do not even turn off the water exacerbates the costs with the subsequent water damage.
If the property has been unoccupied for under 30 days most residential landlord insurance still provides full cover which is some comfort but of course if the property is empty in excess of 30 days most policies reduce to - fire, lightening, earthquake, Explosion, Aircraft and falling objects (FLEEA) only, and there is thus no cover for the theft and water damage.
Vigilance is the key, prevention being better than a cure. The property should be regularly inspected, neighbours should be altered to the fact that the property is empty and to keep an eye out for suspicious events.
Most Insurance brokers such as Arthur Savage Insurance offer a wide range of Landlord Insurance polices with reputable insurers and can offer free professional advice to landlords.
The right Landlord Insurance will protect you in the event of a claim. However, the rising cost of claims can force up the cost of landlord Insurance; If you are targeted by a certain type of thief this cost can quickly become significant and could possibly result in a refusal to renew by your insurer. The motto to the following real-life cases is - be vigilent when you are inbetween tenants and at all times when your property is unoccupied.
We are all aware of the growing thefts of lead from church roofs public buildings and the like, due to the rising price of scrap metals. However, a worrying trend of thefts is now hitting private residential let property.